Terms & Conditions

By using our platform, you agree to the following terms and conditions. Please read them carefully.

Use of Service

• You must be at least 18 years old or have parental consent to use our services.
• You are responsible for maintaining the confidentiality of your account credentials.
• Do not use our platform for unlawful or prohibited activities.

Intellectual Property

• All content, trademarks, and intellectual property on this site belong to Colleague Ninja or its licensors.
• You may not copy, distribute, or create derivative works without permission.

Limitation of Liability

• We are not liable for any indirect, incidental, or consequential damages resulting from your use of our platform.
• Our services are provided "as is" without warranties of any kind.

Changes to Terms

• We may update these terms from time to time. Continued use of the service constitutes acceptance of the new terms.

Stripe Payments & Refunds

• All payments for subscriptions and purchases are securely processed via Stripe.
• By making a payment, you agree to Stripe's Terms of Service as well as ours.
• Refunds are governed by our Refund Policy.
• We reserve the right to refuse refunds in cases of abuse or violation of our terms.

Contact Us

If you have questions about these Terms or our services, please contact us at support@colleagueninja.com.